CHAPTER 13 BANKRUPTCY

Chapter 13 Bankruptcy


Offering Buffalo, NY debt relief solutions to stop foreclosure

Chapter 13 bankruptcy is also known as a reorganization plan. Under this plan you will have three to five years to repay part of your debt with your disposable income.

Chapter 13 bankruptcy will stop foreclosure, and you can make up the past due mortgage payments through your repayment plan. Wendy J. Christophersen can assist you if you live in the Buffalo, NY area and need the assistance of a bankruptcy attorney.
Reasons to file for Chapter 13 bankruptcy:
  • You do not qualify for Chapter 7. 
  • To permanently save your home from foreclosure.
  • To stop your car(s) from being repossessed. 
  • You have non-dischargeable debt, e.g. court fees, marital debts, condominium fees, etc.
  • To keep specific non-exempt assets that would otherwise be lost in a Chapter 7 case.
Rely on our chapter 13 bankruptcy attorney today!
Chapter 13 Bankruptcy Buffalo, NY

What is Chapter 13 Bankruptcy

Chapter 13 bankruptcy enables debtors who have a consistent income stream to repay their debts on a pre-established payment plan. This plan is typically between 3 and 5 years depending on the income level of the debtor, and forbids creditors from continuing collection efforts during that time. Chapter 13 offers individuals to prevent their home from being foreclosed, which is the most significant advantage this chapter of bankruptcy has over Chapter 7. If you want to know if you qualify for Chapter 13 bankruptcy and live in the Buffalo area, give us a call! We would love to consult with you about your financial position and help you determine what course of action is best. If you qualify and decide to file for Chapter 13 bankruptcy, we will work with you to make sure the often-complicated legal process goes smoothly. Give Wendy J Christophersen a call today!

Call (716) 249-2755 if you have any questions or concerns or
to schedule a free consultation with Wendy J. Christophersen for debt relief. 
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