How Long Does Foreclosure Take?

September 18, 2023

Learn More About the Foreclosure Timeline With Our Local Lawyers

Foreclosure is not a situation that anyone wants to be in. Unfortunately, our financial circumstances change, and we become unable to pay our mortgage or taxes. It is a common occurrence that many homeowners experience. You can quickly become overwhelmed with the many thoughts that cross your mind when faced with foreclosure. One of the most common questions that homeowners have is: “How long does foreclosure take?” The answer is it depends.


In theory, it takes 6-8 months for a foreclosure to move from complaint to auction. However, this is hardly the case. It often takes much longer. If you file an answer and appear at the mandatory settlement conference, it will take 1 to 3 years to foreclose. So, you have time to learn all the facts and the options available to you. You should consult with your foreclosure lawyer upon notice of foreclosure. Do not panic and take the time to do your research and make the decision that is best for you.

Contact Our Experienced Foreclosure Attorney Today

The Law Office of Wendy J. Christophersen is a foreclosure attorney serving the Buffalo, NY area. When you hire our attorney, they will help you explore your options for keeping your home and avoiding foreclosure. You will retain ownership of your property throughout the entire foreclosure process. You are free to refinance, sell, or file bankruptcy. Hiring a lawyer is always a great idea because beyond providing you with your legal options, we can represent you in mediation or court, and file all necessary legal documents on your behalf. Contact us today to schedule your initial consultation!

Bankruptcy Form and Pen
January 9, 2025
Learn about Chapter 7 and Chapter 13 bankruptcy, costs, and what to expect before and after filing. Contact Law Office of Wendy J. Christopherson for a consultation.
Woman Holding Her Head in Her Hands and Stacks of Financial Documents
October 1, 2024
Learn if medical debt affects your credit score. If you’re struggling with unpaid medical bills, contact our debt relief lawyers in Buffalo, NY.
Man and Woman Completing Debt Restructuring Forms
July 13, 2024
Law Office of Wendy J. Christophersen is a debt relief attorney serving the Buffalo, NY area. Click here to learn more about what debt restructuring is!
Man and Woman Discussing Financial Documents in Buffalo, NY
April 19, 2024
Law Office of Wendy J. Christophersen is a credit card debt relief attorney serving Buffalo, NY. Learn more about the snowball method of paying off credit cards!
Man Holding Crushed Can and Past Due Bills
March 20, 2024
Law Office of Wendy J. Christophersen is a bankruptcy attorney serving Buffalo, NY. Click here to learn more about how long bankruptcy stays on your credit report!
Young Woman Holding Books
March 23, 2023
Law Office of Wendy J. Christophersen is a bankruptcy lawyer serving the Buffalo, NY Area. Click here to learn more about how student debt is affected by bankruptcy!
Attorney Wendy J. Christophersen
December 21, 2022
Law Office of Wendy J. Christophersen is a foreclosure lawyer serving the Buffalo, NY community. Click here to learn why you should hire a foreclosure lawyer!
Chapter 13 Bankruptcy Form
September 20, 2022
Law Office of Wendy J. Christophersen is a bankruptcy lawyer serving the Buffalo, NY area. Click here to learn about the differences between chapter 7 and 13 bankruptcy!
Bankruptcy Form
By lemaster September 12, 2022
Although funds may be tight already, hiring a bankruptcy attorney can help guide you in the right direction to reclaiming financial control. Contact our law firm today to learn more!
Pile of American Currency
By lemaster September 12, 2022
Bankruptcy can be a way of regaining control of your debt. Our bankruptcy lawyers aid those in Buffalo, NY, and beyond through the costs and processes of filing bankruptcy.